Argon Ventures
EnFi
Complex Credit Analysis and Risk Monitoring

AI Assistants for Banks and Lenders

Credit risk analysis, underwriting and portfolio management still requires a ton of manual work and analysis. A lender’s capacity to offer loans is often constrained by its ability to gather and evaluate relevant data through the underwriting process. Data is limited, raw and in disparate places. Data quality is a constant issue. Extracting actionable intelligence from unstructured documents and raw data is time consuming and error prone. Many lenders’ ability to generate revenue and profit from underwriting activities is severely throttled by these challenges. Today, the modern AI stack finally unlocks the capabilities to reduce if not eliminate much of this friction.

EnFi brings a transformational approach to portfolio management . Today, underwriting risk is most often only re-evaluated a couple of times per year. But a company’s business is actually built on a continuous stream of operational and financial data… Why not provide institutional and private lenders with daily insights through automated analysis?

Grounded in these insights, EnFi’s innovative approach to Continual Risk Analysis enhances decision-making and risk management.